That's no surprise. The credit card industry is rampant with "do anything, say anything" salesmen.
But do any of them really understand the needs of a photographer?
I can honestly tell you I'm likely the only person in the credit card processing industry who lives with a photograher becuase I'm married to Paula Swift of Paula Swift Photography in Boston.
I can tell you first hand that most credit card processors are only concerned with 3 things...
Sadly, when I first started that's what I did. My mentors taught me to close the deal and not worry about the consequences.
After 15 years helping businesses setup merchant accounts I made those same mistakes just like my competitors. But I always felt guilty pushing people into a contract that wasn't in their best interest.
That's why I created Noblepay Inc., I wanted to help business owners learn what to look for, and help them avoid paying through the nose over time. I wanted them to know that they can get a merchant account and talk to an industry insider that has no hidden agenda beyond getting them a fair deal. I wanted to build a business with integrity and serve my clients best interest
When my wife Paula decided to start a photography business 10 years ago I quickly became the go to person that photographers were calling to get honest answers and help with collection payments from their customers. This is when I decided to create PhotoPayments.com.
I knew that so many photographers needed a way to collect payments. They needed a simple way to collect a deposit prior to a session. They needed a way to let clients view images online and pay. They needed a way to offer payment plans and send invoices and now the need to use their smart phone or tablet to take payment on location or in their studio!
The problem was there really wasn't a person who understood them!
I can proudly say that I serve close to 2,000 photographers!
I've worked very hard to bring you the payment solutions you need to succed in your business.
I represent the Authorize.Net & NMI gateways you need to make your online shopping cart experience easy for your clients. There's no disruption to your business just a better experience at a lower cost. Setup only takes 30 seconds to configure and I'll do it for you!
I know many photogrphers have been using Square for their mobile phone payments but most have complained about not being able to pick up the phone and talk to a live person!
I've solved this problem by aligning myself with phoneSWIPE which is no nonsense merchant account plan. I can give you all that Square offers at a lower rate with Phone Support!
With phoneSWIPE , You only pay when you use it - there's no monthly fees! There's no contracts, and you pay one simple rate whenever you swipe or type in a card.
You a get a free app for your iPhone, iPad, Android or Blackberry and you even get a FREE phoneSWIPE card reader in the mail after you're appoved.
If you need a payment gateway & virtual terminal for the rest of your business I'll give you a free phoneSWIPE account so you have all your based covered.
One more thing, it only takes a few minutes to apply and most photographers get approved in about an hour!
Like I said, this plan "is what it is" - a no-nonsense plan that costs you nothing if you don't use it.
phoneSWIPE really sells itself but if you have questions call me at 866.765.3151 ext. 301
Like I said earlier, I built this website to help photographers just like you, learn how to collect their money without having to deal with annoying games normally found when setting up a merchant account. I live with a photographer and through Paula, I share the good, the bad and the ugly of running a photography business. You'll always be able to pick up the phone and talk to me and get straight answers with no fluff or hidden agenda.
You're for Transparency
PS: You risk nothing by setting up your phoneSWIPE account - It costs you nothing! You get a FREE phoneSWIPE card reader, and you never pay a monthly fee. You only pay 2.69% of the amount you process when you swipe a card. And most important, you get phone support!
PPS: Looking for lower rates? Not a problem, when you pay a low monthly service fee you'll pay 1.35% when you swipe a debit card and 1.75% for regular cards. You'll pay 2.09% on all internet & phone orders
Having never had any formal credit card training, Chris has experimented with every known credit card payment system on the market. He has founded several processing companies. Prior to NoblePay, one of his companies was even acquired by a publicly held corporation.
Chris has dedicated his life to helping photographers use payment technology to grow their businesses. He is a nationally-recognized Internet innovator who loves to share his knowledge with photographers. A mobile payment advocate and passionate ecommerce marketer, Chris makes it possible for any photographer to take credit payments online, with their mobile phone, at home or on vacation, 24 hours a day, 7 days a week.
With Chris by your side, you will never turn down a single payment by credit card.
Chris lives in Framingham, MA with his college sweetheart and their three beautiful children. He is an avid hockey fan and still plays 2 nights a week. Chris enjoys coaching his boys’ football, hockey & baseball teams and spends most weekends at his family's beach house in Maine.